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Privacy Policy

Purnmayi Educational Trust & Payment Gateway Data Protection Guidelines

1. Introduction & Commitment

Purnmayi Educational Trust ("We", "Our", "Us") respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines our compliance with Indian data protection laws and Razorpay Merchant Compliance standards regarding data collection, processing, and transaction privacy.

2. Information We Collect

When you interact with our website or make an online donation, we collect essential details required for processing transactions and issuing 80G tax receipts:

  • Personal Identification: Full Name, Email Address, Contact Phone Number, and Mailing Address.
  • Identification for Tax Exemption: PAN (Permanent Account Number) or Aadhar details (where required for statutory 80G receipt issuance).
  • Transaction Details: Payment amount, payment method chosen (UPI, NetBanking, Credit/Debit Card), transaction date, and Razorpay Order/Payment ID.
Note on Financial Data & Security: We do NOT store or record your full Credit/Debit Card numbers, CVV, NetBanking passwords, or UPI PINs. All financial transactions are securely routed through Razorpay Payment Gateway, which is PCI-DSS Level 1 Compliant.

3. How We Use Your Information

Your information is strictly used for legitimate organization purposes:

  • Processing online donations through Razorpay and generating instant payment confirmation receipts.
  • Issuing statutory 80G Tax Exemption Certificates and sending them to your registered email or address.
  • Communicating updates regarding our welfare initiatives, campaign outcomes, and annual progress reports.
  • Preventing fraudulent transactions and maintaining organization audit trails.

4. Information Sharing & Third Parties

We do not sell, rent, trade, or leak your personal data to any commercial third parties. Your data is shared strictly with authorized service partners required for transaction completion:

  • Payment Gateway: Razorpay Software Private Limited for secure payment authentication.
  • Government Bodies: Income Tax Department of India for filing 80G tax exemption returns (Form 10BD) as mandated by law.

5. Data Security & Retention

We implement 256-bit SSL encryption, firewalls, and secure database controls to protect your records against unauthorized access or disclosure. Personal information is retained only as long as necessary for statutory tax audit compliance and accounting regulations.

6. Contact Privacy Desk

For any queries, receipt corrections, or data requests, please contact our Compliance Officer:

Purnmayi Educational Trust
Email: PurnmayiEducationalTrust@gmail.com
Phone: +91 6306373667

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